Sued by

LVNV FUNDING, LLC?

Have you received a lawsuit from LVNV Funding, LLC in connection with an old credit card debt? Have their debt collectors frozen your bank account, or did a Marshal garnish your wages pursuing to a judgment?

You have rights! Defenses to your debt may exist, and you may be able to fight, discharge, or even the settle the debt at a reduced amount in monthly payments.

Debt Collection Defense Lawyers - (888) 301-0584

At the Law Office of Simon Goldenberg PLLC, our lawyers help people resolve their debts with LVNV Fundling LLC and other debt collectors in New York. We defend consumers from debt collection lawsuits and protect them from unlawful collection activity. Our debt relief lawyers can advise you as to all legal options, which may include lawsuit defense, debt disputing, debt settlement, and bankruptcy. Contact us today to learn more about your legal rights!

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Background Information on LVNV Funding, LLC

LVNV Funding, LLC is a Delaware corporation known for purchasing credit card debt from major banking institutions including Citibank, N.A., and HSBC Bank USA, N.A, as well as from retail stores including Sears. If you ever opened a credit card with one of these institutions, your obligations may have been purchased by LVNV Funding, LLC. On credit reports, the entity will sometimes appear as LVNVFUNDG.

LVNV Funding LLC sometimes uses it's affiliated company, Resurgent Capital, as their licensed debt collector. Resurgent capital has a correspondence address listed as:PO Box 10497, Greenville, SC 29603. Resurgent can be reach by phone at 888-665-0374.

In situations where LVNV Funding LLC decides to bring a lawsuit in the State of New York, they may assign the matter to a New York Debt Collection Lawyer such as:

1. Rubin & Rothman, LLC;
2. Forster and Garbus, LLP;
3. Kirschenbaum & Phillips, P.C.;
4. Weltman, Weinberg & Reis;
5. Eltman Law, P.C.;
6. Grossman & Karaszewski, PLLC

LVNV Funding LLC has also assigned a number of accounts to Northland Group LLC for non-litigation debt collection attempts.

Federal Cases Against LVNV Funding, LLC*

In Smith v. LVNV Funding, L.L.C., 894 F. Supp.2d 1045 (E.D.Tenn. 2012), the Eastern District of Tennessee held that LVNV Funding, LLC used false or misleading misrepresentations in attempting to collect consumers' credit-card debt based on a failure to comply with state licensing law.

In Crawford v. LVNV Funding, LLC, 758 F.3d 1254 (11th Cir. 2014), the United States Court of Appeals for the Eleventh Circuit, held that LVNV Funding, LLC was in violation of the Fair Debt Collection Practices Act of 1977 (FDCPA), by engaging in conduct that was deceptive, misleading and unconscionable.

Sample Cases Represented by the Law Office of Simon Goldenberg*

Our debt defense lawyers have vast experience working on matters brought by LVNV Funding and their debt collection law firms. We provide defense for lawsuits, assistance with negotiations for debt settlement, and help with asserting disputes and demanding validation of debt. While each case and client is unique, and prior performance does not guarantee future results, the goal for our New York Debt Collection Defense Lawyers is to achieve the best results possible under the unique circumstances of the case.

In LVNV Funding LLC A/P/O Citibank v. D.J., the Defendant was sued by Forster & Garbus, LLP on behalf of LVNV Funding LLC, for a debt owed in the amount of $8,200. After representation by our firm, we settled with Forster & Garbus for $3,000.

In LVNV Funding LLC A/P/O Sears v. L.W., the Defendant was sued by Eltman, Eltman & Cooper, P.C. on behalf of LVNV Funding LLC, for a debt owed in the amount of $6,000. After representation by our firm, we settled with Eltman, Eltman & Cooper for $2,700.

If you think that LVNV Funding LLC has violated your rights, our office may be able to help you obtain a recovery. LVNV Funding must collect debts in accordance with the Fair Debt Collection Practices Act, and if they report any debts, it must be reported in compliance with the Fair Credit Reporting Act.

LVNV Funding is part of the Sherman "Companies"

LVNV Funding is a part of a group known as the the "Sherman Companies". These companies consist of debt-holding entities, debt collection entities, and entities that transfer certain accounts to debt collection lawyers to bring lawsuits.

These companies sometimes work hand-in-hand during different stages of the debt collection cycle to buy, sell, assign, collect, and sometimes assign for lawsuit the debt that was purchased into their portfolios. Sometimes these bulk portfolios can be purchased for huge discounts, and there is the possibility that some of the debtor information that was transferred was not fully verified. The purchase of these portfolio's sometimes only includes a limited amount of historical information on the account, and might omit to mention if the individual is deceased, went bankruptcy, or is a victim of identity theft.

LVNV Funding LLC appears to be an entity that was formed to be a holding company for portfolios of defaulted debt. They sometimes assign the accounts to collection agencies, and sometimes they assign them to debt collection lawyers to review for a debt lawsuit. They sometimes try to collect on debt that is beyond the Statute of Limitations, but in these situations they are required to provide a specific disclosure.

Do you want to fight or settle your debt with LVNV Funding LLC?

On behalf of our Client's, our debt defense lawyers have fought and resolved many cases with the debt collectors and attorneys at LVNV Funding, LLC. Where appropriate, you may be eligible to engage in a debt settlement to fully satisfy the debt for a lesser amount then the outstanding balance. In some situations, a debt might be settled for a large reduction, and may be arrangement in a payment plan that provides for affordable monthly payments.

You may have strong defenses to your debt. You have rights that protect you from wrongful debt collection practices under both state and federal law. Under Federal Law, consumers have strong rights under the Federal Fair Debt Collection Practices Act of 1977 (FDCPA), and the Fair Credit Reporting Act (FCRA). In New York City, consumers are entitled to additional protections under the New York administrative code. Our New York Debt Lawyers are well versed in the nuances of debt collection laws, and can advocate to help you achieve a resolution.

New York Debt Collection Defense Lawyers

If you're being faced with a debt collection matter with LVNV Funding, LLC, contact our New York debt collection defense lawyers for a free evaluation.

List of creditors that LVNV Funding, LLC may have brought a lawsuit on behalf of: Citibank, N.A.; Credit One Bank, N.A.; J.P. Morgan Chase Bank, N.A. A/P/O Washington Mutual, N.A.; Household Bank; MBNA Bank; Sears Mastercard; Bank of American, N.A.

Collectors that may have been hired to collect on behalf of LVNV Funding, LLC: Resurgent Capital Services, LP; Frontline Asset Strategies; FBCS, Inc.; Capital Management Services, LP

*Each case is unique. Prior results do not guarantee future performance. The case summaries listed on this website are sample cases, they do not reflect the entirety of the cases our office may have addressed with that entity, they are not necessarily chosen to reflect our "average" results or most common results, and the listed results are not indicative of what might be achievable for another client. All listed figures are approximations, and despite our best efforts to maintain accuracy, may be subject to typographical error or other bona-fide human error, for which we make no warranties or guarantees. The federal cases that may be listed on this page against the creditor or collection entity are not purported to be brought by our law firm. Unless otherwise specified, these federal cases are unrelated to our law firm.

The information on this website is provided for general informational purposes only, it is not legal advice, and none of the information posted is intended as an accusation by our office of any wrongdoing by any entities.

Contact an attorney for an evaluation of your particular circumstances to help understand the options that may be available to you.