Rubin & Rothman, LLC
Have you received a letter, phone call, or lawsuit from the law firm of Rubin & Rothman, LLC in connection with an old credit card, medical, or student loan debt? Have their debt collectors frozen your bank account, or did a Marshal garnish your wages?You have rights! Defenses to your debt may exist, and you may be able to fight, discharge, or even the settle the debt at a reduced amount in monthly payments.
At the Law Office of Simon Goldenberg, PLLC, our debt lawyers help people resolve their debts. We defend consumers from debt collection lawsuits with Rubin & Rothman, LLC and protect them from unlawful collection activity. Even if your wages are being garnished, or your bank account is frozen, it may not be too late to get help. We are a debt relief law firm, and can advise you as to all legal options, which may include debt defense, debt disputing, debt settlement, and bankruptcy.
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Background Information on Rubin & Rothman, LLC
Rubin & Rothman, LLC is a debt-collection law firm located at 1787 Veterans Highway, Islandia, New York 11749-1500. They practice law in the area of creditors rights in the states of New York and New Jersey.
The senior partner of the debt collection law firm is Keith H. Rothman, Esq. He graduated from NYU in 1971, and graduated from the American University Law School in 1974. He was admitted to practice in the state courts of New York in 1976.
The law firm is a member of professional trade groups National Retail Association of Collection Attorneys (NARCA) and ACA International, which is also known as the Association of Credit and Collection Professionals.
Every year, Rubin & Rothman, LLC represents debt buyers and other debt-collection companies, such as Citibank, Ford Motor Credit Company, FIA Card Services, Bank of America, Jefferson Capital Systems, J.P. Morgan Chase Bank, N.A., LVNV Funding, Capital One Bank, Toyota Motor Credit Corporatipn, Home Depot Credit Cards, Sears Credit Cards, GE Money Bank, and Equable Ascent Financial, LLC. They also collect on defaulted private student loan debt for National Collegiate Student Loan.
Federal Cases Against Rubin & Rothman, LLC
In Clayson v. Rubin & Rothman, LLC, 751 F. Supp.2d 491 (W.D.N.Y. 2010), the Western District of New York held that Rubin & Rothman was in violation of the Fair Debt Collection Practices Act of 1977 (FDCPA), because it communicated twice with debtor's mother about debtor's debt without the debtor's authorization, in violation of the FDCPA.
In Tito v. Rubin & Rothman, LLC, 2014 WL 1092845 (E.D.N.Y. 2014), a class-action lawsuit was brought against Rubin & Rothman, arguing that the firm misled customers and therefore violated the FDCPA, by falsely representing that TD Auto Finance was "not required to be licensed by the NYC Department of Consumer Affairs."
Cases Represented by the Law Office of Simon Goldenberg*
In Ford Motor Credit Company vs. AK, the attorneys at Rubin & Rothman brought a lawsuit against the defendant and obtained a default judgment in 2008. Our client claimed that he was not served with notice of the lawsuit and did not live at the address of the alleged service. With statutory interest, the balance in 2015 balooned to over $14,000. Our lawyers brought an Order to Show Cause to Vacate the Judgment based on lack of service. Subsequently, we came to an agreement to settle the debt for $3500, to be paid at $100.00 per month. This settlement arrangement results in a savings of over $10,000, and a reduction of 75% of the debt.
In Cavalry SPV I, LLC. v. C.Y., the Defendant was sued by Rubin & Rothman for an alleged debt owed in the amount of $11,400. Through the representation of our attorney negotiators, our client settled the lawsuit claim for a total amount of $2,500, achieving a reduction of nearly 80% off the outstanding balance, and achieving a savings of almost $9000.00 .
In FIA Card Services, N.A., the Defendant was sued by Rubin & Rothman for a debt owed in the amount of $7,200. Through the efforts of our law firm, the Defendant entered into a settlement of $4,725, which amounts to a savings of $2475.
In Capital One Bank (USA), N.A., the Defendant was sued by Rubin & Rothman for a debt owed in the amount of $3,400. Through representation of our debt lawyers, the client settled with Rubin & Rothman for total amount of $1,000, which is a reduction of about 70%, and a savings of $2400 from the outstanding balance.
New York Debt Consolidation and Defense Lawyers
On behalf of our Client's, our lawyers have fought and resolved many cases with the debt collectors and attorneys at Rubin & Rothman. Where appropriate, you may be able to resolve your debt within the realm of a settlement at a reduced amount. Some client's matters result in quite a substantial savings compared to the actual balance.
You may have strong defenses to your debt. You have rights that protect you from wrongful debt collection practices under both state and federal law. Under Federal Law, consumers have strong rights under the Federal Fair Debt Collection Practices Act of 1977 (FDCPA), and the Fair Credit Reporting Act (FCRA). In New York City, consumers are entitled to additional protections under the New York administrative code. Our New York Debt Lawyers are well versed in the nuances of debt collection laws, and can advocate to help you achieve a resolution.
Are you interested in fighting, discharging or settling your debts?
List of the debt buyers and creditors that the Rubin & Rothman law firm may have brought a lawsuit on behalf of: Citibank N.A.; J.P. Morgan Chase Bank, N.A.; Equable Ascent Financial, LLC; Cavalry SPV I, LLC; Capital One Bank (USA), N.A.; FIA Card Services, N.A.; and Beneficial New York Inc.
*Each case is unique. Prior results do not guarantee future performance. Speak to an attorney to learn more.
If you're being faced with a debt collection matter with Rubin & Rothman, call our office for a free evaluation.
