Are you being sued by
Unifund CCR LLC?
If you've received notice of a lawsuit from Unifund, you might be wondering who they are, and why are they contacting you. These are reasonable concerns considering you probably had not entered into any contracts with Unifund, and you might've never heard of them. Unifund buys large portfolios of defaulted credit card debts from original creditors (or their assigns). Then they attempt to collect on the full outstanding balance, oftentimes by bringing legal action.
Since Unifund is not your original creditor, you may have defense strategies available to you that wouldn't exist if your creditor sued you. For example, demand can be made for evidence that Unifund is a bona-fide purchaser of your account. An attorney that is familiar with debt buyer lawsuits can help protect you from a judgment and work towards a resolution that is fair and reasonable. At the Law Office of Simon Goldenberg, PLLC, our debt-defense lawyers will leave no stone un-turned in fighting for your rights.
We Fight Lawsuits From Unifund CCR LLC
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About Unifund CCR, llc
Over nearly a decade, Unifund has brought thousands of lawsuits against people in New York. Most of these matters were brought on behalf of Unifund CCR by the attorneys at Mullooly, Jeffrey, Rooney & Flynn, LLP. We believe that they are able to obtain a large amount of "default judgments" as a result of consumers failing to respond to the lawsuit in a timely manner. Judgments accrue 9% interest, and can result in wage garnishment and bank levy. In New York, judgments are valid for 20-years and can also result in liens being entered against real-estate. These matters are not to be ignored. When addressed promptly, many of the negative consequences may be avoided.
How to contact Unifund CCR? Their address is: 10625 Techwoods Circle, Cincinnati, Ohio 45242. Their website is listed as http://www.unifund.com/. Phone: (513) 489-8877
Consumer Protection Lawyers
There are federal laws that prohibit unlawful collection practices by consumer debt collectors. Such laws also regulate the conduct of collectors that are working to collect on behalf of Unifund CCR llc. The FDCPA required mandatory disclosures and prohibits collectors from abusing debtors, or otherwise attempting to collect using deceptive means. Violations may result in damages of up to $1000, plus attorneys fees.
A search of the federal court dockets reflects that Unifund has been named in a number of lawsuits by consumers alleging violations of the Fair Debt Collection Practices Act. The filing of such lawsuits is not presumptive that Unifund CCR llc actually committed any violations, and this article is not alleging any misconduct by Unifund. To find out if you've been subject to a consumer law violation under the FDCPA, contact our legal team. At the Law Office of Simon Goldenberg PLLC, we assist with legal issued in New York and New Jersey.
Learn how we can help! Contact us at (888) 301-0584 for a free phone evaluation.