Zwicker & Associates, P.C.
New York Debt Collection Defense
Have you received a letter, phone call, or lawsuit from the law firm of Zwicker & Associates, P.C. in connection with an old credit card, medical, or student loan debt? Have their debt collectors frozen your bank account, or did a Marshal garnish your wages?
You have rights! Defenses to your debt may exist, and you may be able to fight, discharge, or even the settle the debt at a reduced amount in monthly payments.
At the Law Office of Simon Goldenberg, PLLC, our lawyers help people resolve their debts. We defend consumers from debt collection lawsuits and protect them from unlawful collection activity. Even if your wages are being garnished, or your bank account is frozen, it may not be too late to get help. We are a debt relief law firm, and can advise you as to all legal options, which may include debt defense, debt disputing, debt settlement, and bankruptcy. Call us for a free evaluation.
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Background Information on Zwicker & Associates, P.C.
Zwicker & Associates, P.C. is a debt-collection law firm with its Principal Office located at 100 River Rd, Andover, MA 01810, and its New York office located at 120 Allens Creek Road, Rochester, New York 14618-3306. Every year, Zwicker & Associates, P.C. represents debt buyers and other debt-collection companies, such as Discover Bank, N.A., American Express, and FIA Card Services, N.A. A/K/A Bank of America, N.A. They bring collection lawsuits for credit card, student loans, and other debts.
Federal Cases Against Zwicker & Associates, P.C.
In Sparkman v. Zwicker & Associates, P.C., 374 F. Supp.2d 293 (E.D.N.Y. 2005), Zwicker & Associates was found to be in violation of the Fair Debt Collection Practices Act of 1977 (FDCPA), by misleading customers on collection letters by inadequately identifying the creditors.
In Weiss v. Zwicker & Associates, P.C., 664 F. Supp.2d 214 (E.D.N.Y. 2009), Zwicker & Associates was found to be in violation of the Fair Debt Collection Practices Act of 1977 (FDCPA), by misleading customers on collection letters by inadequately stating the amount of debt owed.
Cases Represented by the Law Office of Simon Goldenberg*
On behalf of our Client's, our lawyers have fought and resolved many cases with the debt collectors and attorneys at Zwicker & Associates. Where appropriate, you may be able to resolve your debt within the realm of a settlement at a reduced amount. Some client's matters result in quite a substantial savings compared to the actual balance.
In American Express Bank, FSB v. R.R., the Defendant was sued by Zwicker & Associates for a debt owed in the amount of $4,670. After representation by our firm, we settled with Zwicker & Associates for a total amount of $2,900.
In Discover Bank v. A.G., the Defendant had a judgment against her for a debt owed in the amount of $8,891. After representation by our firm, we settled with Zwicker & Associates for a total amount of $5,500.
You may have strong defenses to your debt. You have rights that protect you from wrongful debt collection practices under both state and federal law. Under Federal Law, consumers have strong rights under the Federal Fair Debt Collection Practices Act of 1977 (FDCPA), and the Fair Credit Reporting Act (FCRA). In New York City, consumers are entitled to additional protections under the New York administrative code. Our New York Debt Lawyers are well versed in the nuances of debt collection laws, and can advocate to help you achieve a resolution.
Debt buyers and creditors, that Zwicker & Associates law firm may have brought a lawsuit on behalf of: Target National Bank/T.D. Bank, N.A.; Massachusetts Educational Financing Authority (MEFA), American Express, FSB.; and FIA Card Services, N.A., Bank of America, N.A.
Have you been sued by American Express, Discover Bank, or another creditor? Our attorneys are committed to advocating on behalf of our client's to obtain the best results possible under their circumstances. Trust us for zealous advocacy.
If you're facing with a debt collection matter with Zwicker & Associates, call our office for a free evaluation.
*Each case is unique. Prior results do not guarantee future performance. Speak to an attorney to learn more. Our law firm was not involved in any federal cases mentioned on this page. Not legal advise. For illustrative use only.
