Kirschenbaum & Phillips PC is a firm committed to aiding creditors in the collection of overdue debts. Their clients primarily consist of lenders, banks, large corporations, and similar creditors. As a firm specializing in consumer advocacy, the Law Office of Simon Goldenberg PLLC aims to provide borrowers with the necessary assistance in seeking debt relief and safeguarding against aggressive debt collection practices.
If you are currently facing a debt lawsuit from Kirschenbaum, Phillips, & Levy P.C. or another creditors' law firm, your first step should be to consult with our lawyers. Understanding your legal rights and available options against assertive collection actions is vital in such cases. With our track record of handling debt collection lawsuits, we're adept at dealing with creditors to protect your rights.
Understanding The Approach Of Kirschenbaum, Phillips, & Levy P.C.
Collections agencies like Kirschenbaum, Phillips, & Levy P.C. are zealous in their pursuit of 'victories' for their clients. High-pressure collection tactics can cause a significant amount of stress and worry. Our skilled debt relief attorneys can help you navigate this process and reduce stress.
Who Is Kirschenbaum & Phillips PC ?
Formerly known as Kirschenbaum, Phillips & Levy P.C. is a third-party debt collection law firm, specializing in collecting alleged unpaid debts such as credit card (Capital One, Discover), auto, and credit union debts. They oftentimes represent companies that purchase debts from banks for a steep discount and bring lawsuits to try to recover the full balance. Reportedly, the company represents debt buyers Palisades Collection, Pinnacle Credit Services, KMT Enterprises, and First Financial Investment Fund. Kirschenbaum & Phillips PC is located at 40 Daniel St Ste 7S Farmingdale, NY 11735-1308 and can be reached at (516) 746-1144.
Online Reviews And Ratings
Kirschenbaum, Phillips & Levy P.C.'s reputation online is quite varied. Their average rating on Google Reviews is 1.6 out of 5 stars based on 30 reviews. The firm is not BBB accredited and has no official rating or reviews on its Better Business Bureau profile. However, it's worth noting that 11 consumer complaints have been filed against them in the last three years.
Avoiding Legal Stress With Professional Assistance
Dealing with substantial debts or facing a lawsuit for a debt that you believe you don't owe can bring about significant anxiety. By reaching out to our firm, we can handle negotiations and advocacy on your behalf, allowing you to focus on other important life aspects. We're here to help you face the battle over your debt so you can continue with your daily activities, including taking care of your family and pursuing your career.
Creditors' Rights Firms Versus Consumers
It's not unusual for people to be taken aback by a legal notice of a lawsuit—also known as a Summons and Complaint—from a law firm representing a creditor they have never heard of. Firms like Kirschenbaum, Phillips, & Levy P.C. often represent debt buyers who purchase debt from original lenders after an account becomes delinquent. While delinquent debt can harm your credit rating and result in late fees and increased interest, it's important to remember that these debt buyers usually acquire the debt for much less than the total value. This often means they are open to accepting a significantly lower repayment.
Frequently Asked Questions
What Should I Do If I'm Being Sued By Kirschenbaum & Phillips PC ?
Reach out to our firm immediately. We can provide you with the necessary legal advice and help you understand your rights. It's crucial to seek professional advice before directly communicating with Kirschenbaum & Phillips PC .
How Can A Consumer Rights Attorney Help Me?
A consumer rights attorney can help you navigate the complex landscape of debt collection practices. They can ensure you're treated fairly, negotiate on your behalf to reduce the total amount due, and help establish manageable payment plans.
What If I Don't Owe The Debt Or It's More Than I Actually Owe?
Mistakes can occur. If you believe you don't owe the debt or the amount is incorrect, an attorney can help dispute the claim. They can help ensure that all paperwork and debt collection practices are accurate and fair.
What Can I Do To Reduce My Stress And Anxiety Over This?
Hiring a competent attorney can alleviate a lot of stress associated with debt lawsuits. A lawyer can handle communications with the creditors and their representatives, allowing you to focus on other aspects of your life.
Can I Negotiate A Payment Plan?
Yes, it's often possible to negotiate a payment plan. However, having an experienced consumer rights attorney in these negotiations can increase the likelihood of establishing a manageable and fair plan.
Remember, our team is here to represent you if you are being sued by Kirschenbaum & Phillips PC or other similar firms. We can potentially arrange a significant reduction in the total balance due and negotiate a fair and reasonable payment plan. Call us at (888) 301-0584 or contact us online to schedule a free consultation. We're here to help manage your legal burdens and concerns.
To learn more about consumer advocacy and debt relief, click here.