New York Debt Relief Options
From divorce to medical expenses, or failed business ventures to life emergencies, life as we know it can turn upside down in a flash. No matter how you got into your current financial situation, you need to know that you have the right to start enjoying life again! If you have run into a temporary financial hardship or your debt has you swimming underwater, you might feel very vulnerable.
If you do not act fast enough, your debt could put a damper on how you live in the present, but most importantly, it could have an impact on your financial future. Take a step toward change and consult a New York debt relief lawyer at the Law Office of Simon Goldenberg, PLLC! With the economy as tough as it is, it may seem like there is no relief available. We are here to reassure you that no matter what type of debt you are facing, the first thing that you need to know is that you have rights and options!
Are you struggling with credit card debt?
If you are struggling with credit card debt, be very wary of credit card relief scams. Do not try to go through this process alone! Only a professional debt relief attorney has the qualifications, knowledge, and experience to help you through the process, prevent debt collector abuse, and inform you of your rights!
Your options could include:
- Filing for bankruptcy
- Debt settlement
- Negotiating with creditors for lower interest rates
- Choosing a payoff strategy or creating a budget for a payment plan
Relief for Student Loan Debt
If you are having difficulty paying your student loans or if your student loan payments are delinquent, you are not the only one! Millions of Americans struggle to pay their loans due to rising costs of tuition, high interest rates, and job loss. There are ways to qualify for loan debt relief, and with the help of a lawyer, you could be removed from default status. At the Law Office of Simon Goldenberg, PLLC, we are determined to help you achieve the best possible outcome.
Our team of experienced debt relief lawyers can help you determine if you are eligible for any of the following:
- Loan consolidation
- Affordable payment plan
- Loan rehabilitation
- Applying for a new loan
- Obtaining a forbearance
- Canceling or deferring your student loan
Business Debt Reduction & Restructuring
Regardless of whether your business is experiencing cash flow issues due to seasonal fluctuations or the loss of a major client, our attorneys can help navigate the resolution options that are available. As with consumer debt, defaulted business credit cards, lines of credit, and other business loans can be negotiated. Business debts can oftentimes be reduced in a settlement agreement, or restructured to make the monthly payments more affordable. By negotiating a resolution, the business owner may be able to avoid litigating by the business lender, and may be able to avoid the remedy of filing for bankruptcy protection.
- Reduce and Settle Business Loans, Lines of Credit, and Credit Cards
- Restructure payment on arrangements on SBA loans and Merchant Cash Advance
- We defend businesses from debt lawsuits in New York State
Secure Your Finances with a Debt Relief Lawyer in New York
You may think that there are no legal solutions for your current dilemma, but at the Law Office of Simon Goldenberg, PLLC, we believe there are no financial restraints complicated enough to find a solution! When you hire our firm, we will strive to help you out of debt and help you plan for a more secure financial future. As a testament to our devotion to serving our clients, lead attorney Simon Goldenberg has earned the 2016 Client's Choice Award for Debt Settlement and Bankruptcy by Avvo, Inc.! He has also been conferred with the designation as a Rising Star in New York City by Superlawyers for the years of 2014, 2015, and 2016.
Don't wait another moment to hire the Law Office of Simon Goldenberg, PLLC! Our number-one concern is to make certain that your rights as a consumer are not violated by abusive creditors. We can go through your unique and individualized options to help you secure the best possible settlement.
If you wish to learn more about how our firm can be of assistance to your credit card or student loan debt, contact our firm to schedule your free initial case evaluation
