New York Debt Settlement Lawyer
Dedicated to Providing Accessible Debt Relief Services
Do you have questions about debt settlement and whether or not this process is right for you? As an alternative to bankruptcy, this form of debt relief is a viable and effective option for many people who are struggling with expensive loans and are unsure of how to pay it all back. Debt settlement is the process of negotiating directly with your creditors in order to reduce the amount you owe. In today's economy, many men and women who are having a difficult time repaying their debt have discovered that their creditors are willing to forgive some of the debt and accept a lower payment that is made in one lump sum or via a reasonable installment plan rather than risk losing the entire amount owed should the debtor decide to file bankruptcy.
Is debt settlement the right solution for me?
There are a number of important factors to take into consideration if you
are evaluating the possibility of settling your debt. For example, what
kind of debt do you owe? If your loans are unsecured - meaning debts that
are not attached to real property such as a house or car - you may be
able to pursue debt settlement. Examples of unsecured debts include medical
bills, cell phone bills, car repossessions, business debt, private student
loans, collection accounts, and credit card bills. Examples of secured
debts that we cannot settle include government student loans, utility
bills, active car loans, and home mortgages. However, there are situations
where we may help resolve debts for cancelled timeshares. You may access
a list of common
debt collectors that actively collect consumer debts from New Yorkers.
In order to learn more about whether or not debt settlement is a good course of action for your unique needs and objectives, call us to talk to a New York debt relief attorney at the Law Office of Simon Goldenberg, PLLC today about your situation.
Frequently Asked Questions About Debt Settlement
- How can a lawyer settle debt?
- How does debt settlement effect my credit score?
- How to settle student loans?
- How do I reduce my credit card debt?
- Can a lawyer negotiate a settlement for business debt?
- How can a credit card lawyer help me get a lower interest rate?
- How to settle a timeshare debt?
- What can I handle emergency medical bills?
- What are the tax consequences of settling debts?
- General questions about debt settlement.
Committed & Skilled Debt Relief Attorney in New York and New Jersey
Our New York legal team is committed to helping each of our clients find the unique debt relief solution that is the exact right fit. Our goal is not just to help you get out of a bad situation; we want to help you get back on your feet and on the road to full financial recovery. We are passionate about this mission and about helping our clients.
At the Law Office of Simon Goldenberg, PLLC, we serve families and individuals throughout New Jersey and New York City, including Brooklyn, Queens, Bronx, Staten Island, Manhattan, and Long Island - both Nassau and Suffolk counties. Why hesitate to find out more about how we may be able to help you achieve a better tomorrow? Get in touch with us today to schedule your complimentary initial case consultation with a caring and dedicated debt relief attorney.
